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Employers in Washington have two options for workers’ compensation insurance—they can either be self-insured or purchase their insurance from the Department of Labor and Industries (L&I). Most employers purchase their insurance from the state, paying their insurance premiums quarterly to L&I. Insurance rates are...

Despite employers’ best efforts to ensure safe working conditions for employees, workplace injuries can still happen, which are hard for everyone involved. Injured workers often worry about their recovery and potential financial hardships if they cannot work due to their injury. Employers may be concerned about the...